Paying for it

Rent, lease, finance or buy a copier in Sydney: the five ways to pay

Short version: most Sydney offices rent, from $15 a week plus GST, because nothing big leaves the bank and the servicing is built in. The other four ways are buying outright, a lease, other finance and paying by the page. Here is who each one is really for.

Five ways, one table
Rental: the usual answer
A lease or finance, if you ask
Every figure on paper

(02) 8313 0670 Which copier fits?

The options

Which way to pay suits you?

The usual choice is rental, from $15 a week plus GST. Finance subject to approval. The lowest weekly figure applies to selected machines.

Choice	What you pay	Service cover	Term end	Good for
Copier rentalHow most pay	One regular payment over three to five years	Included, with the replacement warranty for the full term	Hand it back or step up to a newer one; keeping it is a question to ask	Offices that want no big outlay and a known cost
Buy outright	The whole amount, once	Optional service agreement; with it, the replacement warranty for its term	It is yours from day one	Businesses with cash on hand that keep machines a long time
Copier lease	Monthly lease payments	Pair it with our service agreement for the replacement warranty	As the lease sets out: pay the residual, return it or upgrade	Firms whose accountant prefers a lease
Copier finance	Monthly repayments until it is paid off	Pair it with our service agreement for the replacement warranty	Yours after the final repayment	Owning it without paying for it all at once
Managed print services	A cost per page, billed monthly; the machines can sit on a rental	Toner, parts and repairs built into the page rate	The managed print agreement runs its term	Offices running several machines that want one bill

This table is a guide, not financial advice. Tax questions belong with your accountant.

Replacement warranty

What if it fails? We replace it. Any year of the agreement.

If a machine on our service agreement fails, we replace it. That holds for new and secondhand machines alike, and for every way of paying: rental, lease, finance or an outright purchase. The cover lasts as long as the agreement does, every year of it.

A new copier normally carries the maker's warranty for 12 months, covering hardware but not consumables. Once that year is up, the service agreement carries the cover. The full terms of the replacement warranty are written into your agreement.

Get a price

So which one do most offices choose?

Rental, by a wide margin. You pay one amount each week or month, the servicing is part of the deal, and there is no lump sum on day one. When the term finishes, move to a newer machine or send this one back. New, renewed and refurbished copiers can all go out that way.

Buying outright makes sense when the cash is sitting there and the copier will stay put for many years: over a long life it is the smallest total outlay. If your accountant would rather you took a lease, or some other form of finance, we arrange that instead.

Rent, lease, finance, buy or pay by the page: one copier, five ways to pay for it.

Should you lease or buy a copier?

Answer three questions honestly. Is the money there to spend today? Will the business want something newer once three to five years are up? Should the servicing ride on the same payment? No, yes, yes points to renting or leasing. Yes, no, no points to buying.

Tax works differently for each of the five, and your accountant is the right person to say how it lands for you. Read this as general guidance rather than financial advice.

Finance lease, operating lease, chattel mortgage: what do they mean?

Finance lease: the finance company owns the copier while you pay for it. At the end you can usually give it back, extend, or pay the residual and take ownership. Operating lease: you have the machine for an agreed period, then it is returned. Chattel mortgage: the copier is yours on day one, and a loan secured over it is paid off across the term.

The monthly agreements Sydney Copiers writes itself are rentals, and you read every clause of ours before you put your name to it. Our checklist for any copier contract.

Quicker by phoneAsk the question, get a plain answer, then decide.Monday to Friday, 8am to 5pm

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Worth reading

Rent, Lease, Finance or Buy: Paying for a Copier in Sydney

Rental, a lease, finance, buying outright and paying by the page, set out with the outlay, the cover, the final day of the term and the kind of business each one fits.

Download the PDF

Shortlist

The same machine, priced each way

Describe the work it has to do, or give a model number. Back come two or three options, each priced in writing. No obligation.

Or ring (02) 8313 0670, Monday to Friday, 8am to 5pm.

Price every way to pay on one machine

Tell us the machine, or the job it has to do. Each option comes back priced, next to the others, in writing. Send it on a business day and you hear back that same day.

Questions

Paying for a copier: quick answers

Lease or buy: which costs less over time?

Buying, if the cash is on hand and the copier will be kept for years. Renting or leasing comes out ahead when you want nothing up front, the servicing inside the payment and an easy move to a newer model later on.

Can I rent to own a copier?

Our rentals are not rent to own. Rent to own normally ends with the machine becoming yours; ours end with a newer model or the copier going back. If you want to keep it when the term is up, ask us.

Can we just pay for the pages we print?

Yes, on a managed print agreement, at an agreed rate for every page. See managed print services.